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Ace A. De los Santos

Publications (1)

Generational Differences in Spending, Investment Behavior, and Financial Technology Adoption: A Systematic Literature Review

Ace A. De los Santos · Journal of Economics, Management and Trade · 2026

Aims: This study systematically examines and synthesizes existing literature on generational differences in spending behavior, investment decision-making, and financial technology adoption among Baby Boomers, Generation X, and Millennials. It explores variations in discretionary...

Open access Research Article 10.9734/jemt/2026/v32i31401