Artificial Intelligence and Its Implications for Banking and Finance in Indonesia
Farhat Imteyaz, Rizwan Qasim, Dastgir Alam, Irshad Ahmad & Warisha Faheem · Asian Journal of Economics, Business and Accounting · 2025
The present study examines the impact of Artificial Intelligence (AI) adoption on the performance of Indonesia's banking and financial sectors. By comparing data from the World Bank, CEIC, BIS, and Otoritas Jasa Keuangan (OJK) during the pre-AI (2002–2018) and post-AI (2019–2023)...