Effectiveness and Efficiency of QRIS on Financial Inclusion of Micro-Enterprises in Mataram City
Ida Ayu Putri Suprapti, Taufiq Chaidir, Gusti Ayu Arini, Ahmad Zaenal Wafik & Sulastri · South Asian Journal of Social Studies and Economics · 2026
Financial inclusion is essential for economic growth, especially for micro-enterprises that often face barriers in accessing formal financial services. The Quick Response Code Indonesian Standard (QRIS) has been promoted to enhance efficiency and accessibility in digital payments...
Open access
Research Article
10.9734/sajsse/2026/v23i81373