Khanullah Mohammady

Assessing Gender Disparities in Formal Financial Services Utilization in Afghanistan: Evidence from the Global Findex Database

Khanullah Mohammady & Sudha Vepa · South Asian Journal of Social Studies and Economics · 2025

Aim: Financial inclusion refers to the availability and use of financial services to individuals and businesses at an affordable cost, without discrimination to any group. This study examines gender disparity in the utilization of formal financial services in Afghanistan, a count...

Open access Research Article 10.9734/sajsse/2025/v22i3979

Challenges of India’s No-Employment Policy for International Students: A Structural Equation Modelling Approach

Mohammad Ozair Noori & Khanullah Mohammady · Asian Journal of Education and Social Studies · 2025

Aims: International students face financial challenges due to tuition fees, living expenses, and limited financial aid. While many countries permit part-time employment, India prohibits it. This study examines how India's no-employment policy affects students' financial stress, p...

Open access Research Article 10.9734/ajess/2025/v51i31818