Digital Payment Penetration and Its Impact on Financial Behaviour and Inclusive Economic Development in India: A Statistical Analysis of UPI
Naziya Arif, Mohd Hanif & Anukriti Mishra · Asian Journal of Economics, Business and Accounting · 2026
The rapid adoption of the Unified Payments Interface (UPI) in India has emerged as a game-changer in the digital finance industry. In addition to increasing financial inclusion, UPI has had a direct impact on consumer and business financial culture by facilitating the transition...
Open access
Research Article
10.9734/ajeba/2026/v26i42242