Sharmeen Ejaz

Financial Literacy, Behavioural Biases and Formal Financial Service Usage among Tribal Communities: Evidence from Gumla District, Jharkhand, India

Sharmeen Ejaz · Asian Journal of Economics, Business and Accounting · 2026

This study examines the relationship between financial literacy, behavioural biases, and the use of formal financial services among tribal households in Gumla district, Jharkhand. A descriptive and exploratory design was employed. Primary data were collected from 60 households ac...