Aims: This paper aims at developing a model to calculate the net premiums under Bonus-Malus System. This model depends on the following components; frequency, severity and policy year(s) of an individual policyholder in vehicle insurance. Study Design: This study is an empirical...
Open access
Research Article10.9734/BJEMT/2016/26520
Public hue and cry about Nigeria’s overdependence on oil has now faded into an inaudible whisper and a mere rhetoric as diversification of the Nigerian economy still remains an unsettled issue. However, the dwindling international oil price has rendered the country insolvent ther...
Open access
Research Article10.9734/BJEMT/2016/25381
The impact of civil aviation as a sector on the general economic activity has been studied systematically and documented. In other words, sustaining a viable aviation industry is therefore vital if the economy is to reap the full benefits of the future growth in foreign trade and...
Open access
Research Article10.9734/BJEMT/2016/25528
This study aimed at analyzing the cash flows of some companies in Risaralda of the industrial sector in the 2002-2011 period, in their operating, financing and investing activities, as well as at determining their relationship with the regional economic environment during the sam...
Open access
Research Article10.9734/BJEMT/2016/23260
The study aims to examine the influence of reward types (extrinsic, intrinsic, social and rewards mix) on employees performance. Subjects for the study consisted of 308 workers which constituted 60% of the total target population of 513 people working for Unified Mining Companies...
Open access
Research Article10.9734/BJEMT/2016/25822
We study relations between technological and organizational aspects of production and, particularly, a role of high-ability agents. We construct a theoretical model in which n physical resources and one informational resource (such as talented individuals, high-ability managers)...
Open access
Research Article10.9734/BJEMT/2016/25985
In this note, the non-sampling information in portfolio management is considered. These information may be the past belief of investor about a special asset. They are characterized as the correlated binary random variables. Then, the Monte Carlo is applied to derive the posterior...
Open access
Research Article10.9734/BJEMT/2016/25634
Despite banking services in Rwanda have low levels of penetration, it is important for banks to focus on providing quality service to their customers. This is due to the effect it has on customer satisfaction and consequently on customer retention. The purpose of the research is...
Open access
Research Article10.9734/BJEMT/2016/26149
The study investigated the influence of socio-demographic variables on electrical energy management practices among residents of Niger State, Nigeria. The study adopted Cross Sectional Survey Research Design. The population of the study was made up of 191,416 heads of households...
Open access
Research Article10.9734/BJEMT/2016/25589
This research work examined the literacy of Nigerian truck drivers being used in haulage operations with a view to assess whether driver’s literacy enhances haulage operational performance. The problem of haulage operations in Nigeria can be attributed to inadequacy of well train...
Open access
Research Article10.9734/BJEMT/2016/25527