This study formulates a strategic model to strengthen micro, small, and medium enterprises (MSMEs) in West Kisaran District, Asahan Regency, to improve competitiveness and increase their contribution to regional economic development. A mixed-methods design was applied, combining...
Open access
Research Article10.9734/sajsse/2025/v22i121229
Aim: The paper investigates the motivators behind the use of digital payments in the BRICS countries (Brazil, Russia, India, China, and South Africa) and highlights the reasons why digital payments are growing at such a fast pace in these emerging markets. The study singles out t...
Open access
Research Article10.9734/sajsse/2025/v22i121230
Aims: By analyzing national trends in SHG membership, PMJDY women account ownership, and financial literacy indicators, the research seeks to evaluate the role of microfinance in advancing women's financial inclusion and financial literacy in India. Study Design: Based solely on...
Open access
Research Article10.9734/sajsse/2025/v22i121231
The Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) is a pivotal welfare program in India, designed to ensure 100 days of guaranteed wage employment for rural households. The Santhal, a major Scheduled Tribe of eastern India, combine traditional indigenous practi...
Open access
Research Article10.9734/sajsse/2025/v22i121228
River tourism destinations have become extremely popular over the past few decades. The beautiful rivers and landscapes of Barak and Brahmaputra in Assam offer great opportunities for exploration as well as aerial and water adventure activities. The development stage of river tou...
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Research Article10.9734/sajsse/2025/v22i121225
Purpose of the Study: The study aims at examining the supply trend and variation in the supply of the construction workers in the urban housing sector of Assam, and providing suggestions for policy measures in line of the findings of the study. Methodology: The present study has...
Open access
Research Article10.9734/sajsse/2025/v22i121226
Fintech has been instrumental in accelerating India’s financial ecosystem by way of digitalisation in terms of payments, lending and regulatory aspects, which are redefining the structure and functioning of the banking industry. Thus, this paper sheds light on the factors influen...
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Research Article10.9734/sajsse/2025/v22i121227
This study examines how the Medan–Tebing Tinggi Toll Road reshapes local economic dynamics by analysing its effects on (i) regional economic performance, (ii) the continuity and development of signature micro, small, and medium enterprises (MSMEs), and (iii) their contribution to...
Open access
Research Article10.9734/sajsse/2025/v22i121223
This study investigates the impact of household electricity access on combined well-being in the Democratic Republic of Congo using the 2018 Multiple Indicator Cluster Surveys (MICS), which include a multidimensional household well-being index capturing education, health, life sa...
Open access
Research Article10.9734/sajsse/2025/v22i121224
This paper investigates the effect of adopting information and communication technologies (ICTs) on the perception of happiness in the Democratic Republic of Congo (DRC), drawing on a dataset spanning the years 1993–2023. The choice of this timeframe is strictly guided by the ava...
Open access
Research Article10.9734/sajsse/2025/v22i121222
This study aims to examine the implementation of the Minimum Service Standards (MSS) for public housing in Pohuwato Regency by integrating the analytical lenses of multi-level governance, policy capacity, and integrative capacity to elucidate the determinants of adequate-housing...
Open access
Research Article10.9734/sajsse/2025/v22i121221
Balai Desa Field is a key neighborhood green open space in a dense district of Medan, Indonesia, yet faces declining physical quality and limited community involvement. This study examines how the physical condition and governance of the field shape community participation, and h...
Open access
Research Article10.9734/sajsse/2025/v22i121220
This study aims to identify and analyze the characteristics and motivations of tourists visiting Taman Mini Indonesia Indah (TMII), focusing on demographic, geographic, psychographic, and travel pattern dimensions, as well as the dominant motivational factors influencing their vi...
Open access
Research Article10.9734/sajsse/2025/v22i121219
Aims: To identify the gaps in the quality of homestay services in the Agro Edu Wisata Organic (AEWO) area of Mulyaharja, Bogor City, against the Standard of Guesthouse Business established by the Ministry of Tourism and Creative Economy. In the context of Community-Based Tourism...
Open access
Research Article10.9734/sajsse/2025/v22i121217
Purpose: This study examines the impact of abusive supervision on turnover intention among faculty members at private universities in Bangladesh. It examines emotional exhaustion as a mediator and employee resilience as a moderator. By using Affective Events Theory (AET) and Cons...
Open access
Research Article10.9734/sajsse/2025/v22i121218