This study investigates the predictive influence of gratitude and humility on mental health, with meaning in life serving as a mediating variable among college students. A sample of 210 undergraduate students participated in the research, completing self-report standardized measu...
Open access
Research Article10.9734/sajsse/2025/v22i91169
As digital finance becomes increasingly embedded in everyday life, its dual impact on household well-being demands closer scrutiny. Through mobile banking, fintech platforms, and algorithm-driven credit systems, digital finance has expanded access to financial services for previo...
Open access
Research Article10.9734/sajsse/2025/v22i101170
The study conducts an empirical investigation in a VAR environment from 1st January 2015 to 31st December 2022 to analyze the market wide overconfidence bias in the Indian stock market using daily observations of NSE Nifty50 and BSE SENSEX. The study attempts to investigate the p...
Open access
Research Article10.9734/sajsse/2025/v22i101171
Aims: This study aimed to examine the effect of price, brand image, and product quality on the purchasing decisions of Pinkflash cosmetics among consumers in Bandar Lampung. Study Design: Descriptive quantitative study. Place and Duration of Study: The study was conducted in Band...
Open access
Research Article10.9734/sajsse/2025/v22i91168
This study examines the effect of gender on lending and income generation among small and medium-sized enterprises (SMEs) in Kisangani, Democratic Republic of Congo, using descriptive evidence from 267 enterprises across commerce, production, and services. The findings reveal tha...
Open access
Research Article10.9734/sajsse/2025/v22i91166
The COVID-19 pandemic created unprecedented challenges for firms globally, disrupting liquidity, profitability, and financial stability. This systematic review synthesizes empirical evidence on the relationship between capital structure decisions, firm performance, and resilience...
Open access
Research Article10.9734/sajsse/2025/v22i91167
Urban informality remains a persistent challenge in Ghana’s rapidly urbanizing municipalities, yet the intersection of land tenure insecurity and service delivery in mid-sized cities is underexplored. This paper investigates the socio-spatial dynamics of informal settlements in t...
Open access
Research Article10.9734/sajsse/2025/v22i91164
The purpose of this study is to analyze the effects of inflation on macroeconomic stability in Bangladesh, specifically investigating how inflation affects GDP growth through key economic variables including Gross Capital Formation (GCF), Broad Money Supply (BM), Foreign Direct I...
Open access
Research Article10.9734/sajsse/2025/v22i91165
This paper is an Opinion Article that endeavoured to interrogate the economic effects of lack of education in females in Nigeria. The paper attempted to explore the perceived notion that females do not deserve quality education like their male counterparts. In terms of methodolog...
Open access
Research Article10.9734/sajsse/2025/v22i91163
The history of cricket in India is fascinating enough for scholars and enthusiasts to research on the various facets of this game. With commercialization, advancements in technologies, the scare of environmental degradation is real and providing sustainable solutions for these ti...
Open access
Research Article10.9734/sajsse/2025/v22i91162
Financial environment is becoming more complex and competitive in this present digital environment. The introduction of contribution-based pension system lifted the role of individual in determining his retirement opportunities. Appropriate financial planning, saving, investment...
Open access
Research Article10.9734/sajsse/2025/v22i91159
This study determines the effect of CAR (Capital Adequacy Ratio), ROA (Return on Assets), LDR (Loan to Deposit Ratio), and firm size (SIZE) on the liquidity of Rural Banks (BPR). Furthermore, the study applies quantitatively. The data collection technique used was purposive sampl...
Open access
Research Article10.9734/sajsse/2025/v22i91160
The rapid integration of artificial intelligence (AI) into enterprise systems has transformed the landscape of data governance, moving it beyond a narrow focus on regulatory compliance toward a multidimensional tool for organizational growth. Traditional models of governance ofte...
Open access
Research Article10.9734/sajsse/2025/v22i91161
This study aimed to examine the influence of transformational leadership and personality on organizational citizenship behavior (OCB), with organizational culture as a moderating variable, among teachers and administrators of Islamic Boarding Schools in Bandar Lampung. Study Desi...
Open access
Research Article10.9734/sajsse/2025/v22i91158
This study explores the socio-economic transformation experienced by migrants from West Bengal who relocated to the Andaman and Nicobar Islands. Utilizing cross-sectional data from 50 respondents, the research compares pre- and post-migration conditions to assess changes in emplo...
Open access
Research Article10.9734/sajsse/2025/v22i91157