This study examines the effects of accountability, transparency, and regional financial performance on poverty levels in North Sumatra Province, with economic growth incorporated as a moderating variable. The study employs panel data from regencies and municipalities in North Sum...
Open access
Research Article10.9734/sajsse/2026/v23i31289
This study investigates the impact of workforce diversity and employee behavioural competencies on organisational performance in competitive business environments. Using a descriptive research design, primary data was collected from 600 employees through structured questionnaires...
Open access
Research Article10.9734/sajsse/2026/v23i31290
Small and medium enterprises play pivotal roles in the economy by contributing toward job creation, Gross Domestic Product, and inclusive growth. However, access to finance remains the key challenge to small and medium enterprises performances. This study looks at nexus between b...
Open access
Research Article10.9734/sajsse/2026/v23i31291
With the rapid digitization of banking services, financial literacy has become essential for individuals to access and effectively use online banking services. Therefore, this study explores the impact of financial literacy on customers’ online banking behavior, focusing on the B...
Open access
Research Article10.9734/sajsse/2026/v23i31288
This study examines the alignment between vocational education provided in schools of Himachal Pradesh and skilled workforce required at regional level in Himachal Pradesh, a critical factor influencing youth employability. Using data of Directorate of Education, Himachal Pradesh...
Open access
Research Article10.9734/sajsse/2026/v23i31287
Females constitute a critical segment of Bhutan’s working-age population, and their participation is essential for inclusive and sustainable economic growth. Studies show that economic growth may be accelerated by bringing women into the labour force. Thus, policies stimulating...
Open access
Research Article10.9734/sajsse/2026/v23i31286
Artificial Intelligence (AI) is rapidly transforming the marketing landscape, and its application in the organic food sector is increasingly shaping how brands build relationships with consumers. As consumer demand for organic food products continues to rise, the impact of AI in...
Open access
Research Article10.9734/sajsse/2026/v23i31284
Objectives: This study derives a composite frailty index for adults aged 50 and above in India, examines the distribution of frailty conditions across socioeconomic and demographic strata, and estimates the independent effects of background characteristics on frailty using multiv...
Open access
Research Article10.9734/sajsse/2026/v23i31285
Rapid globalisation creates growth opportunities, however, its environmental and distributional effects remain particularly uncertain for small developing economies with structural and institutional constraints. While trade is central to development strategies, many existing rese...
Open access
Research Article10.9734/sajsse/2026/v23i31283
Kerala’s tourism, acclaimed for its scenic beauty and responsible tourism initiatives, holds significant untapped potential in water-based experiences. This study explores the adaptation of Thailand’s floating market model to Kerala’s backwaters through a creative tourism approac...
Open access
Research Article10.9734/sajsse/2026/v23i31282
Child labour remains a monumental and persistent challenge for 21st-century India, despite the nation’s multidimensional growth and various legislative efforts. This study provides a comprehensive analysis of the status of child labour by examining its magnitude, trends, and soci...
Open access
Research Article10.9734/sajsse/2026/v23i31281
Recreational tourism activities are peaceful and enjoyable experiences that individuals participate in to relax physically and mentally during their leisure time. These activities play a significant role in modern tourism development. Akyaka possesses significant socio- cultural...
Open access
Research Article10.9734/sajsse/2026/v23i21279
This study examines the trends and performance of municipal solid waste management (MSWM) in India over the period 2014–15 to 2021–22 using official secondary data obtained from the Central Pollution Control Board (CPCB). The analysis focuses on three key indicators—waste generat...
Open access
Research Article10.9734/sajsse/2026/v23i31280
Land-cover change can weaken watershed hydrological regulation and intensify flood–drought risk, particularly when conversions occur in hydrologically sensitive zones. This study evaluates how observed and projected land-cover dynamics influence water-use zonation in the Bolon Ri...
Open access
Research Article10.9734/sajsse/2026/v23i21277
Environmental quality, considered as a public good which is non-rival and non-excludable in consumption and under the absence of price signal government interventions are necessary. But they can also lead to policy failure or market distortion, highlighting the need for technique...
Open access
Research Article10.9734/sajsse/2026/v23i21278