Foreign exchange reserves support economic stability and international trade, increasing with exports and decreasing with imports, and should ideally cover at least three months of imports. This study aims to analyze the short-run and long-run dynamic effects of exports, imports,...
Open access
Research Article10.9734/ajeba/2026/v26i62299
Innovation has become a critical determinant of firm survival and competitiveness amid intensifying competition in both domestic and international markets. This study examines the effects of organizational capabilities and market competitive pressure on firm-level innovation in G...
Open access
Research Article10.9734/ajeba/2026/v26i62300
Persistent inefficiencies in service delivery, manifested as delays, cost overruns, and low citizen satisfaction, continue to affect Ministries, Departments, and Agencies (MDAs) in Nigeria, despite reforms aimed at integrating planning and budgeting. Prior studies have rarely exa...
Open access
Research Article10.9734/ajeba/2026/v26i62301
Digital finance has transformed global banking by making payments faster, cheaper, and more accessible, with India rapidly shifting to digital transactions through UPI and fintech growth. The present study investigates the impact of digital payment systems and fintech innovations...
Open access
Research Article10.9734/ajeba/2026/v26i62297
India’s growing financial awareness and digital platforms have increased interest in direct equity and mutual funds. Direct equity offers high returns with high risk, while mutual funds provide diversified and safer investments. This study examines the comparative performance of...
Open access
Research Article10.9734/ajeba/2026/v26i62296
The nexus between remittance and economic performance is increasingly visible in economic research, with literature pointing to remittance as a significant driver of economic performance. Remittances often represent a stable source of foreign exchange at the macroeconomic level,...
Open access
Research Article10.9734/ajeba/2026/v26i62295
Consumer confidence influences household spending behavior and may affect the growth of online and distance retail activity in Türkiye. This study examines the short-run and long-run relationship between the Consumer Confidence Index and retail sales via mail orders and internet...
Open access
Research Article10.9734/ajeba/2026/v26i62294
In India, the rapid expansion of Unified Payments Interface (UPI), mobile wallets, and card-based transactions has enabled seamless and instantaneous financial exchanges. However, there is a lack of empirical evidence examining whether digital payment usage directly leads to over...
Open access
Research Article10.9734/ajeba/2026/v26i62292
Purpose: The financial well-being (FWB) of working Ghanaians is explored in this study, examining the complex interplay between their thoughts on money, their financial actions, and their overall financial health. The study focused on three key areas of their psychological belief...
Open access
Research Article10.9734/ajeba/2026/v26i62293
Oil price movements are a major source of macroeconomic instability in oil-dependent economies because they affect production costs, exchange rates and domestic prices. In Nigeria, where food accounts for a large share of household spending, understanding how oil price shocks inf...
Open access
Research Article10.9734/ajeba/2026/v26i62291